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Business Savings
| When
you own a business, you’re always thinking about tomorrow. Capital City
Bank offers savings accounts that fit with your business goals. You
need to know that your hard-earned money is safe, and that it will be
there if you ever need it. You want to know that as your business
grows, your savings are growing, too. At Capital City Bank, we ask
questions and listen to you. We want to know where you see your
business going and what your savings needs will be. Then we get to work
helping you choose a savings plan that works for your business. You’ve
invested so much already; we want to help you reach your goals. | 
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Commercial Savings Accounts
Commercial Savings Accounts
are a great choice for businesses and organizations needing a simple,
basic savings account with a low minimum balance requirement. Interest
is compounded monthly and paid monthly.
| Available to |
All businesses |
| Minimum to Open |
$100 |
| Monthly Maintenance Fee |
$5.00 if minimum daily balance falls below $300 |
| Interest Paid |
Monthly |
| Statement |
Quarterly |
| Withdrawal Fee1 |
3 per month free, $3 per withdrawal over three |
Commercial Money Market Accounts
Commercial Money Market Accounts reward
high balance savers with competitive money market rates and offer a
tiered interest rate structure. With our money market account, your
business earns higher interest rates than traditional savings accounts
and includes check-writing capabilities.
| Available to |
All businesses |
| Minimum to Open |
$100 |
| Monthly Maintenance Fee |
$10.00 if minimum daily balance falls below $1,000 |
| Interest Paid |
Monthly |
| Statement |
Monthly |
| Withdrawal Fee |
6 per month free, $5 per withdrawal over six |
| Limitations1 |
Six debit transactions allowed per statement cycle.
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| Deposited item fee |
$0.10 per item when deposited items, with the exception of on-us items, exceed 30 per month. |
Investors Choice Money Market
The Investors Choice Money
Market is designed for businesses who want a premium
interest rate, immediate access, the convenience of a savings account
and the security of FDIC insurance. You may make up to six transfers per statement cycle.
| Minimum to Open2 |
$10,000 |
| Monthly Maintenance Fee |
$15.00 if balance falls below $10,000 |
| Tiered Interest Rate |
Yes |
| Interest Paid |
Monthly |
| Statement |
Monthly |
| ATM Access |
Free at Capital City Bank ATMs |
| Withdrawal Fee |
6 per month free, $5 per withdrawal over six |
Limitations1
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Six debit transactions allowed per statement cycle.
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| Deposited item fee |
$0.10 per item when deposited items, with the exception of on-us items, exceed 30 per month. |
1Federal
regulations prohibit you from making more than a total of 6 transfers
each month to other accounts from a savings or money market account
(including transfers to another account for overdraft protection) or to
third parties
each month by preauthorized or automatic agreements, telephone, or
electronic and online transfers. See your account agreement for more information. Other limits may apply to your account.
2Fees could reduce
earnings on this account. If the account balance falls below
$10,000 at anytime during the statement cycle a $15.00 fee is charged
and the rate will be reduced.
Fees could reduce earnings on the account.
Your interest rate and annual percentage yield may change at any time on your account.
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