Capital City Bank
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Commercial Checking

Commercial Savings

Commercial Loans

Cash Management
Business Checking
You have enough to think about when you’re running a business. Your business checking account should be easy to manage. You want accuracy, and Capital City Bank will make sure to meet that expectation with diligent monitoring of your transactions. You’re busy and want convenience. That’s why you can log on to our website and check your accounts any time, day or night. And you want choices, because no two businesses are the same. Based on the number of transactions you have each month, we can tailor an account to your specific needs. Capital City Bank will make it work.
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Business Checking Quick Reference Chart

  Business Checking Commercial Checking     Commercial Interest Checking
Available to Small businesses and not-for-profit organizations with low transaction volume All businesses All businesses
Minimum to Open $100 $100 $100
Monthly Maintenance Fee $10.00 $10.00 $10.00
Minimum Balance to Waive Fee $1,500 Not applicable Not applicable
Earns Interest No No Yes
Earnings Credit No Yes No
Item Fees

No charge for the first 100 items (items include all debits, credits, and deposited items.)

Additional items: $0.25

Per debit: $0.12

Per item deposited:
$0.10

No charge for on-us deposited items

Per ACH debit: $0.05

Per debit: $0.12

Per item deposited:
$0.10

No charge for on-us deposited items

Per ACH debit: $0.05

Check Writing Limitations None None None
Online Banking Yes Yes Yes

Business Checking


Business Checking is simple, straightforward checking designed for businesses and not- for-profit organizations with low to moderate activity. If your business or organization has no more than 100 combined paid and deposited items per month this is the account solution for you.

 

Available to: Small businesses and not-for-profit organizations with low transaction volume
Minimum to Open: $100
Monthly Maintenance Fee: $10.00
Minimum Balance to Waive Fee: $1,500
Item Fees:
No charge for the first 100 items (items include all debits, credits, and deposited items.)

Additional items: $0.25 per item
Check Writing Limitations: Checks written combined with deposits should not exceed 100 per month
Online Banking   Yes

 

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Commercial Checking

Commercial Checking is an analyzed, non-interest bearing account designed for corporations and businesses. Get the flexibility of unlimited transactions and the ability to offset service charges with an earnings credit applied to your company’s account balances.

Available to: All businesses
Minimum to Open: $100
Monthly Maintenance Fee: $10.00
Minimum Balance to Waive Fee: Not applicable
Item Fees:

Per debit: $0.12
Per item deposited: $0.10
(No charge for on-us deposited items)
Per ACH debit: $0.05
Check Writing Limitations: None
Online Banking Yes

 

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Commercial Interest Checking


Commercial Interest Checking
offers the convenience of a combined checking and savings account, eliminating the need for frequent transfers—and your available checking funds are maximized by earning interest!

Available to: All businesses
Minimum to Open: $100
Monthly Maintenance Fee: $10.00
Minimum Balance to Waive Fee: Not applicable
Item Fees:
Per debit: $0.12
Per item deposited: $0.10
(No charge for on-us deposited items)
Per ACH debit: $0.05
Check Writing Limitations: None
Online Banking Yes



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