Capital City Bank
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Commercial Savings

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Business Savings

When you own a business, you’re always thinking about tomorrow. Capital City Bank offers savings accounts that fit with your business goals. You need to know that your hard-earned money is safe, and that it will be there if you ever need it. You want to know that as your business grows, your savings are growing, too. At Capital City Bank, we ask questions and listen to you. We want to know where you see your business going and what your savings needs will be. Then we get to work helping you choose a savings plan that works for your business. You’ve invested so much already; we want to help you reach your goals.top-twoexecsoutside



Commercial Savings Accounts


Commercial Savings Accounts are a great choice for businesses and organizations needing a simple, basic savings account with a low minimum balance requirement. Interest is compounded monthly and paid monthly.

Available to All businesses
Minimum to Open $100
Monthly Maintenance Fee $5.00 if minimum daily balance falls below $300
Interest Paid Monthly
Statement Quarterly
Withdrawal Fee1 3 per month free, $3 per withdrawal over three

Commercial Money Market Accounts

Commercial Money Market Accounts
reward high balance savers with competitive money market rates and offer a tiered interest rate structure. With our money market account, your business earns higher interest rates than traditional savings accounts and includes check-writing capabilities.

 
Available to All businesses
Minimum to Open $100
Monthly Maintenance Fee $10.00 if minimum daily balance falls below $1,000
Interest Paid Monthly
Statement Monthly
Withdrawal Fee 6 per month free, $5 per withdrawal over six
Limitations1 Six debit transactions allowed per statement cycle.
Deposited item fee $0.10 per item when deposited items, with the exception of on-us items, exceed 30 per month.


Investors Choice Money Market

The Investors Choice Money Market is designed for businesses who want a premium interest rate, immediate access, the convenience of a savings account and the security of FDIC insurance. You may make up to six transfers per statement cycle.

Minimum to Open2 $10,000
Monthly Maintenance Fee $15.00 if balance falls below $10,000
Tiered Interest Rate Yes
Interest Paid Monthly
Statement Monthly
ATM Access Free at Capital City Bank ATMs
Withdrawal Fee 6 per month free, $5 per withdrawal over six
Limitations1
Six debit transactions allowed per statement cycle.
Deposited item fee $0.10 per item when deposited items, with the exception of on-us items, exceed 30 per month.


1Federal regulations prohibit you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by preauthorized or automatic agreements, telephone, or electronic and online transfers.  See your account agreement for more information.  Other limits may apply to your account.

2Fees could reduce earnings on this account.  If the account balance falls below $10,000 at anytime during the statement cycle a $15.00 fee is charged and the rate will be reduced.

Fees could reduce earnings on the account.
Your interest rate and annual percentage yield may change at any time on your account.

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