Business Checking
You have enough to think about when you’re running a business. Your business checking account should be easy to manage. You want accuracy, and Capital City Bank will make sure to meet that expectation with diligent monitoring of your transactions. You’re busy and want convenience. That’s why you can log on to our website and check your accounts any time, day or night. And you want choices, because no two businesses are the same. Based on the number of transactions you have each month, we can tailor an account to your specific needs. Capital City Bank will make it work.
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Business Checking Quick Reference Chart
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Business
Checking |
Commercial
Checking |
Commercial
Interest Checking
|
| Available to |
Small businesses and not-for-profit organizations with low transaction volume |
All businesses |
All businesses |
| Minimum to Open |
$100 |
$100 |
$100 |
| Monthly Maintenance Fee |
$10.00 |
$10.00 |
$10.00 |
| Minimum Balance to Waive Fee |
$1,500 |
Not applicable |
Not applicable |
| Earns Interest |
No |
No |
Yes |
| Earnings Credit |
No |
Yes |
No |
| Item Fees |
No charge for the first 100 items (items include all debits, credits, and deposited items.)
Additional items: $0.25 |
Per debit: $0.12
Per item deposited:
$0.10
No charge for on-us deposited items
Per ACH debit: $0.05 |
Per debit: $0.12
Per item deposited:
$0.10
No charge for on-us deposited items
Per ACH debit: $0.05 |
| Check Writing
Limitations |
None |
None |
None |
| Online Banking |
Yes |
Yes |
Yes |
Business Checking
Business
Checking is simple, straightforward checking designed for businesses
and not-
for-profit organizations with low to moderate activity. If your
business or organization has no more than 100 combined paid and deposited items per month this is the account solution for you.
| Available to: |
Small businesses and not-for-profit organizations with low transaction volume |
| Minimum to Open: |
$100 |
| Monthly Maintenance Fee: |
$10.00 |
| Minimum Balance to Waive Fee: |
$1,500 |
| Item Fees: |
No charge for the first 100 items (items include all debits, credits, and deposited items.)
Additional items: $0.25 per item |
| |
| Check Writing Limitations: |
Checks written combined with deposits should not exceed 100 per month |
| Online Banking |
Yes |
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Commercial Checking
Commercial
Checking is an analyzed, non-interest bearing account designed for
corporations and businesses. Get the flexibility of unlimited
transactions and the ability to offset service charges with an earnings
credit applied to your company’s account balances.
| Available to: |
All businesses |
| Minimum to Open: |
$100 |
| Monthly Maintenance Fee: |
$10.00 |
| Minimum Balance to Waive Fee: |
Not applicable |
Item
Fees:
|
| Per debit: $0.12 |
Per item deposited: $0.10
(No charge for on-us deposited items)
|
Per ACH debit: $0.05
|
|
| Check Writing Limitations: |
None |
| Online Banking |
Yes |
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Commercial Interest Checking
Commercial Interest Checking offers
the convenience of a combined checking and savings account, eliminating
the need for frequent transfers—and your available checking funds are
maximized by earning interest!
| Available to: |
All businesses |
| Minimum to Open: |
$100 |
| Monthly Maintenance Fee: |
$10.00 |
| Minimum Balance to Waive Fee: |
Not applicable |
| Item Fees: |
| Per debit: $0.12 |
Per item deposited: $0.10
(No charge for on-us deposited items) |
| Per ACH debit: $0.05 |
|
| |
| Check Writing Limitations: |
None |
| Online Banking |
Yes |
(Back to Top) |
