Capital City Bank
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Consumer Loan Calculator

Mortgage Loans

Mortgage Loan Application

View the NMLS Registry list of Capital City Bank Mortgage Loan Originators for Home Mortgages, Home Equity Loans, Home Equity Lines of Credit, and Home Improvement Loan products.

Consumer Loans

No matter how you choose to spend your money, we can help you find a way to finance it at Capital City Bank. Capital City Bank offers a wide range of financing solutions for those times in your life – and those things in your life – that require extra cash. We offer convenience and fast, friendly service from knowledgeable professionals who will get the job done for you. Whether you are buying a car, improving your home, consolidating debt, or sending a child to college, we've got a loan that works for you. At Capital City Bank you'll find more than just competitive rates and flexible terms. You’ll find a willingness to adapt our loans to your situation.
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Fixed-Rate Home Equity Loans

Using the equity in your home is the smart way to borrow for the important things in life. With a fixed-rate home equity loan, you can use the value of your home to finance improvements, consolidate debt, pay college expenses, or take a dream vacation. A fixed-rate home equity loan from Capital City Bank is a great financial tool that offers:
  • Tax deductibility*
  • Fixed interest rate
  • Flexible terms
  • Fixed monthly payment
  • No prepayment penalty
  • Fast approval
For additional information contact your nearest Capital City Bank.

Home Equity Lines of Credit

A Capital City Bank Home Equity Line of Credit makes borrowing as easy as writing a check. It gives you the flexibility of being in control of your assets, your cash, and your repayment plan. A Capital City Bank Home Equity Line of Credit is a great financial tool that offers:
  • Interest paid only on the amount you borrow
  • Tax deductibility*
  • Variable rate of interest
  • Line of credit accessed by writing a check or using a debit card
  • Terms up to 10 years 
  • No prepayment penalty
  • Fast approval
For additional information contact your nearest Capital City Bank.

*Consult a tax advisor regarding tax deductibility of interest.

Fixed-Rate Consumer Loans

Capital City Bank Consumer Loans allow you to select the type of loan that best meets your financial needs. We offer competitive fixed-rate loans, a variety of repayment terms and low monthly payments. Capital City Bank provides loans for nearly any purpose, including:
  • Auto Loans (New and Used)
  • Boat Loans (New and Used)
  • RV Loans (New and Used)
  • Motorcycle Loans
  • Personal Loans
For more information contact your nearest Capital City Bank.

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