When it comes to the money you save,
you want security and earning potential. At Capital City Bank, we give
you that and so much more. When you meet with us, we’ll ask you what
you want your money to do. Then we’ll put it to work for you. Whether
it’s for your children’s education fund, retirement or a down payment
on your first home, Capital City Bank associates partner with you to
reach your financial goals by providing savings options, smart planning
and dedicated service.
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Personal Savings Quick Reference Chart
Click on Account Name for More Details
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Traditional Savings
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Money Market Savings
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Investors Choice Money Market
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Young Savers
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Minimum to Open
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$100
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$100
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$10,000
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$25
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Monthly Maintenance Fee
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$5.00
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$10.00
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$15.00
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None
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Minimum Balance to Waive Maintenance Fee
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$300
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$1,000
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$10,000
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None
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Interest
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Variable rates
Compounded monthly
Paid monthly
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Variable tiered rates
Compounded monthly
Paid monthly
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Variable tiered rates
Compounded monthly
Paid monthly
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Variable rates
Compounded monthly
Paid monthly
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Statement
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Quarterly
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Monthly
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Monthly
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Quarterly
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Withdrawal Fee
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3 per month free; $2 each after 3
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6 per month free; $5 each after 6
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6 per month free; $5 each after 6
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3 per month free; $2 each after 3
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ATM Access
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Free at Capital City Bank ATMs
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Free at Capital City Bank ATMs
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Free at Capital City Bank ATMs
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Free at Capital City Bank ATMs
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Special Features
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Can be used for overdraft protection
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Six debit transactions allowed per statement cycle.1
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Six debit transactions allowed per statement cycle.1
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Traditional Savings
A Traditional Savings account is easy
to understand and easy to maintain. Chances are when you think of a
savings account, the features that come to mind are those of Capital
City Bank's Traditional Savings account. Watch your money grow with this
basic savings account.
| Minimum to Open |
$100 |
| Monthly Maintenance Fee |
$5.00 unless a minimum daily balance of $300 is maintained
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| Interest Paid |
Monthly |
| Statement |
Quarterly |
| ATM Access |
Free at Capital City Bank ATMs |
| Withdrawal Fee |
3 per month free, $2 per withdrawal over three |
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Money Market Savings
Money Market Savings
helps you get more from your money by offering greater flexibility. The
interest rate is tiered allowing you to earn a greater rate of return
as your balance builds. You also have the flexibility to make up to six
transfers per statement cycle.
| Minimum to Open |
$100 |
| Monthly Maintenance Fee |
$10.00 unless a minimum daily balance of $1,000 is maintained
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| Tiered Interest Rate |
Yes |
| Interest Paid |
Monthly |
| Statement |
Monthly |
| ATM Access |
Free at Capital City Bank ATMs |
| Withdrawal Fee |
6 per month free, $5 per withdrawal over six |
Limitations1
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Six debit transactions allowed per statement cycle.
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Investors Choice Money Market Savings
Investors Choice Money
Market Savings is designed for people who want a premium interest rate,
immediate access, the convenience of a savings account and the security
of FDIC insurance. You may make up to six transfers per
statement cycle.
| Minimum to Open2 |
$10,000 |
| Monthly Maintenance Fee |
$15.00 unless a minimum daily balance of $10,000 is maintained
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| Tiered Interest Rate |
Yes
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| Interest Paid |
Monthly |
| Statement |
Monthly |
| ATM Access |
Free at Capital City Bank ATMs |
| Withdrawal Fee |
6 per month free, $5 per withdrawal over six |
Limitations1
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Six debit transactions allowed per statement cycle.
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Young Savers
Young Savers is designed
especially for savers 18 and under. This account gives young
people the financial edge they need to save for the future.
| Minimum to Open |
$25 |
| Monthly Maintenance Fee |
None as long as account holder is 18 years of age or under |
| Interest Paid |
Monthly |
| Statement |
Quarterly |
| ATM Access |
Free at Capital City Bank ATMs |
| Withdrawal Fee |
3 per month free, $2 per withdrawal over three |
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Planned Savings
Planned
Savings helps you reach your goals efficiently and effortlessly. An
automatic deposit plan can be set up for any Capital City Bank savings
account. Capital City Bank Planned Savings is a perfect way for young
families to start building a nest egg, or for grandparents to fund
their grandchildren's future. By setting aside a pre-set amount each
month you make it easy to develop a savings habit designed for
long-term growth.
1Federal
regulations prohibit you from making more than a total of 6 transfers
each month to other accounts from a savings or money market account
(including transfers to another account for overdraft protection) or to
third parties
each month by check, preauthorized or automatic agreements, telephone, or
electronic and online transfers. See your account agreement for more information. Other limits may apply to your account.
2Fees could reduce earnings on this
account. If the account balance falls below $10,000 at anytime
during the statement cycle a $15.00 fee is charged and the rate will be
reduced.
Fees could reduce earnings on the account.
Your interest rate and annual percentage yield may change at any time on your account.
Fill out an application today!
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