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Checking Account Application


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You may think all checking accounts are the same, but that isn’t necessarily true. Think about it. You probably use checking more than any of your other bank accounts, so wouldn’t you want your account to be maintained by hard-working Capital City Bank associates. With a personal checking account from Capital City Bank you have the benefit of several different account options, the easy and convenient Visa Debit Card and the accuracy and personal service that we provide to each of our customers everyday. 10 pixel spacer
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Personal Checking Quick Reference Chart

Click on Account Name for More Detail
MyWAY Checking
Interest Checking
Capital 55 Checking
eChecking
Minimum to Open
$100
$100
$100
$100
Monthly Maintenance Fee
$6
$8
$6
None
Minimum Balance to Waive Maintenance Fee
Fee may be reduced by $0.20 per each debit card purchase up to a maximum of $6.00
$1,000 minimum daily balance $1,000 minimum daily balance
None
Earns Interest
No
Yes
Yes
No
Unlimited Check Writing
Yes
Yes
Yes
$0.25 fee per check in excess of 4 per statement cycle
Online Banking
Free
Free
Free
Free
Mobile Banking
Free
Free
Free
Free
Online Bill Pay
Free
Free
Free
Free
Paper Statement Fee
$2
$2
$2
$2
Additional Benefits
Cell Phone Protection*

Identity Theft Aid*

Travel Protection*

Shopping, Dining & Travel Discounts

Grocery Coupons

Pharmacy, Vision & Hearing Discounts

Five free non-Capital City Bank ATM fees waived per statement cycle



None
Two free boxes of specialty paper checks per year

Five no fee Money Orders per month

3 X 5 Safe Deposit box free for one year
(limited to availability)



None


*These benefits are provided by BaZing, are not a deposit or other obligation of, or guaranteed by, the bank or an affiliate of the bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC) or any agency of the United States.



Personal Checking Accounts


MyWAY Checking

MyWay Checking is our best checking account ever! It's the checking account that keeps life affordable so you can start living it! MyWAY Checking offers security, convenience, protection, and hundreds of dollars in savings from name brand retailers and local merchants on BaZing.com.

Minimum to Open
$100
Monthly Maintenance Fee
$6, reduced by $0.20 per each debit card purchase up to a maximum of $6.
Visa Debit Card
Free
Online Banking
Free
Mobile Banking
Free
Online Bill Pay
Free
ATM Access
Free at Capital City Bank ATMs
Additional Benefits
See chart above for benefits
Paper Statement fee
$2

Apply Now

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Interest Checking

This interest bearing checking account combines the benefits of checking and savings in a single account relationship. You can write as many checks as needed to pay bills and for other uses while earning interest on all funds in the account.

    Minimum to Open
    $100
    Monthly Maintenance Fee

    $8

    Minimum balance to waive monthly maintenance fee
    $1,000
    Unlimited check writing
    Yes
    VISA Debit Card
    Free
    Online Banking
    Free
    Mobile Banking
    Free
    Online Bill Pay
    Free
    ATM Access
    Free at Capital City Bank ATMs
    Paper Statement fee
    $2

    Apply Now

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    Capital 55 Checking

    Designed for our customers age 55 and over, this account rewards you with many special privileges and features.

    Minimum to Open
    $100
    Monthly Maintenance Fee
    $6
    Minimum balance to waive monthly maintenance fee $1,000
    Unlimited check witing
    Yes
    Visa Debit Card
    Free
    Online Banking
    Free
    Mobile Banking
    Free
    Online Bill Pay
    Free

    ATM Access
    Free at Capital City Bank ATMs
    Additional Benefits
    See chart above for benefits

    Paper Statement fee
    $2

    Apply Now

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    eChecking

    If you live life on the go and prefer to bank electronically then eChecking is for you. It's economical, eco-friendly, and easy!

    Minimum to Open $100
    Monthly Maintenance Fee No monthly maintenance fee
    Unlimited check writing $0.25 fee per check in excess of 4 per statement cycle
    Visa Debit Card Free
    Online Banking Free
    Mobile Banking Free
    Online Bill Pay Free
    ATM Access Free at Capital City Bank ATMs
    Paper Statement fee
    $2

    Apply Now

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