| You
may think all checking accounts are the same, but that isn’t
necessarily true. Think about it. You probably use checking more than
any of your other bank accounts, so wouldn’t you want your account to
be maintained by hard-working Capital City Bank associates. With a
personal checking account from Capital City Bank you have the benefit
of several different account options, the easy and convenient Visa
Debit Card and the accuracy and personal service that we provide to
each of our customers everyday. |
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Personal Checking Quick Reference Chart
Click on Account Name for More Detail
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Prestige Checking
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Platinum Checking
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Interest Checking
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Easy Checking
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Free Checking |
Minimum to Open
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$3,000
|
$100
|
$100
|
$100
|
$100
|
Monthly Maintenance Fee
|
$10
|
$5
|
$10
|
$5
|
None
|
Minimum Balance to Waive Maintenance Fee
|
$3,000 minimum daily balance
|
$300 minimum daily balance |
$1,000 minimum daily balance
|
$500 minimum daily balance
|
None
|
Earns Interest
|
Yes
|
Yes
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Yes
|
No
|
No
|
Unlimited Check Writing
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Online Banking
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Free
|
Free
|
Free
|
Free
|
Free
|
Online Bill Pay
|
Free
|
Free
|
Free
|
Free
|
Free
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Additional Benefits
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Free Exclusive Design Checks
Free Traveler's Checks1
Free Money Orders2
Discount on Safe Deposit Box |
Free Exclusive Design Checks
Free Traveler's Checks1
Free Money Orders2
Discount on Safe Deposit Box |
None
|
None
|
None
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1 No issue fee for single signature traveler's checks
2 No issue fee for money orders
Personal Checking Accounts
Free Checking
Free
Checking is the right choice for you if you're looking for basic
checking convenience with unlimited check writing, no per check
charges, and no monthly maintenance fee. This account features check
safekeeping and free withdrawals at any Capital City Bank ATM.
Minimum to Open
|
$100 |
Monthly Maintenance Fee
|
None |
Visa Debit Card
|
Free |
Online Banking
|
Free |
Online Bill Pay
|
Free |
ATM Access
|
Free at Capital City Bank ATMs |
Apply Now
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Easy Checking
Easy
Checking is economical checking at its best with unlimited check
writing and no per check charges. Available statement options on this account are check safekeeping or check imaging.
Minimum to Open
|
$100 |
Monthly Maintenance Fee
|
$5.00 (waived if a minimum daily balance of $500 is maintained)
|
Unlimited Check Writing
|
Yes |
Visa Debit Card
|
Free |
Online Banking
|
Free |
Online Bill Pay
|
Free |
ATM Access
|
Free at Capital City Bank ATMs |
Minimum Balance to Waive
Maintenance Fee
|
$500 minimum daily balance |
Apply Now
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Interest Checking
Interest
Checking combines the benefits of checking and savings in a single
account relationship. You can write as many checks as needed to pay
bills and for other uses while earning interest on all funds in the
account.
Minimum to Open
|
$100 |
Monthly Maintenance Fee
|
$10 (waived if minimum daily balance of $1,000 is maintained) |
| Unlimited Check Writing |
Yes |
Visa Debit Card
|
Free |
Online Banking
|
Free |
Online Bill Pay
|
Free |
ATM Access
|
Free at Capital City Bank ATMs |
Minimum Balance to Waive Maintenance Fee
|
$1,000 minimum daily balance
|
Apply Now
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Prestige Checking
Prestige Checking is more than just another checking account. This interest-earning account represents the ultimate in service for Capital City Bank customers by opening up a world of valuable financial products and services that are available at great savings to you.
| Minimum to Open |
$3,000 |
| Monthly Maintenance Fee |
$10 (waived if minimum daily balance of $3,000 is maintained) |
| Tiered Interest Rate |
Yes |
| Unlimited Check Writing |
Yes |
| Checks |
Free Exclusive Design Checks |
| Visa Debit Card |
Free |
| Online Banking |
Free |
| Online Bill Pay |
Free |
| ATM Access |
Free at Capital City Bank ATMs |
| Traveler's Checks |
No Issue Fee (single signature) |
| Money Orders |
No Issue Fee |
|
Minimum Balance to Waive Maintenance Fee
|
$3,000 minimum daily balance
|
Safe Deposit Box
|
Discount on Safe Deposit Box Rental |
Apply Now
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Platinum Checking
Platinum Checking is designed for our customers age 50 and over. This account rewards you with many special privileges and features.
| Minimum to Open |
$100 |
| Monthly Maintenance Fee |
$5 (waived if minimum daily balance of $300 is maintained) |
| Unlimited Check Writing |
Yes |
| Checks |
Free Exclusive Design Checks |
| Visa Debit Card |
Free |
| Online Banking |
Free |
| Online Bill Pay |
Free |
| ATM Access |
Free at Capital City Bank ATMs |
| Traveler's Checks |
No Issue Fee (single signature) |
| Money Orders |
No Issue Fee |
|
Minimum Balance to Waive Maintenance Fee
|
$300 minimum daily balance
|
Safe Deposit Box
|
Discount on Safe Deposit Box Rental |
Apply Now
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