Would you like to access multi-million-dollar FDIC protection on your business deposits? With the Insured Cash Sweep (ICS) service from Capital City Bank, the extra cash in your business checking account is transferred (swept) into either an interest-bearing checking or money market account at other FDIC insured banks within the ICS Network.


With the ICS Service, your business can:

Earn interest. Put excess cash balances in your Capital City Bank checking account to work in either an interest-bearing checking or money market account.

Maintain access to funds. Access funds through unlimited program withdrawals using the ICS checking option, or up to six program withdrawals per month using the ICS money market savings option.

Enjoy peace of mind. Your ICS funds are on deposit in regulated, FDIC-insured institutions that are participating members of the ICS Network.

Save time. Work directly with Capital City Bank - the bank you know and trust.

If you would like more information, please click here to have a Business Banker contact you.


Placement of your funds through the ICS service is subject to the terms, conditions, and disclosures set forth in the agreements that you enter into with us, including the ICS Deposit Placement Agreement. Limits and customer eligibility criteria apply. Program withdrawals are limited to six per month when using the ICS savings option. Insured Cash Sweep and ICS are registered service marks of Promontory Interfinancial Network, LLC.

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