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Consumer Loans

Capital City Bank offers a wide range of financing solutions for those times in your life – and those things in your life – that require extra cash. Whether you are buying a car, improving your home, consolidating debt, or sending a child to college, we've got a loan that works for you. At Capital City Bank you'll find more than just competitive rates and flexible terms. You’ll find a willingness to adapt our loans to your situation.

Home Equity Lines of Credit

A Capital City Bank Home Equity Line of Credit makes borrowing as easy as writing a check. It gives you the flexibility of being in control of your assets, your cash, and your repayment plan. A Capital City Bank Home Equity Line of Credit is a great financial tool that offers:

  • Interest paid only on the amount you borrow
  • Tax deductibility of interest*
  • Variable rate of interest
  • Line of credit accessed by writing a check or using a debit card
  • Terms up to 10 years 
  • No prepayment penalty
  • Fast approval

*Consult a tax advisor regarding tax deductibility of interest.

Fixed-Rate Consumer Loans

Capital City Bank Consumer Loans allow you to select the type of loan that best meets your financial needs. We offer competitive fixed-rate loans, a variety of repayment terms and low monthly payments. Capital City Bank provides loans for nearly any purpose, including:

  • Auto Loans (New and Used)
  • Boat Loans (New and Used)
  • RV Loans (New and Used)
  • Motorcycle Loans
  • Personal Loans

Contact Us for additional information.


(785) 274-5600

(785) 330-1200

Overland Park
(913) 266-6900

Capital Connection 24 hour Information line
(785) 274-5680

Report a Lost or Stolen Debit or ATM Card


Send Us A Secured Email

By Mail
Capital City Bank
PO BOX 1433
Topeka, KS 66601-1433

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