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Consumer Loans

Capital City Bank offers a wide range of financing solutions for those times in your life – and those things in your life – that require extra cash. Whether you are buying a car, improving your home, consolidating debt, or sending a child to college, we've got a loan that works for you. At Capital City Bank you'll find more than just competitive rates and flexible terms. You’ll find a willingness to adapt our loans to your situation. 

Fixed-Rate Home Equity Loans

Using the equity in your home is the smart way to borrow for the important things in life. With a fixed-rate home equity loan, you can use the value of your home to finance improvements, consolidate debt, pay college expenses, or take a dream vacation. A fixed-rate home equity loan from Capital City Bank is a great financial tool that offers:

  • Tax deductibility*
  • Fixed interest rate
  • Flexible terms
  • Fixed monthly payment
  • No prepayment penalty
  • Fast ap proval

Home Equity Lines of Credit

A Capital City Bank Home Equity Line of Credit makes borrowing as easy as writing a check. It gives you the flexibility of being in control of your assets, your cash, and your repayment plan. A Capital City Bank Home Equity Line of Credit is a great financial tool that offers:

  • Interest paid only on the amount you borrow
  • Tax  deductibility*
  • Variable rate of interest
  • Line of credit accessed by writing a check or using a debit card
  • Terms up to 10 years 
  • No prepayment penalty
  • Fast appro val

*Consult a tax advisor regarding tax deductibility of interest.

Fixed-Rate Consumer Loans

Capital City Bank Consumer Loans allow you to select the type of loan that best meets your financial needs. We offer competitive fixed-rate loans, a variety of repayment terms and low monthly payments. Capital City Bank provides loans for nearly any purpose, including:

  • Auto Loans (New and Used)
  • Boat Loans (New and Used)
  • RV Loans (New and Used)
  • Motorcycle Loans
  • Personal Loans

Contact Us for additional information.

GET IN TOUCH

Topeka
(785) 274-5600

Lawrence
(785) 330-1200

Overland Park
(913) 266-6900

Capital Connection 24 hour Information line
(785) 274-5680
1-888-267-8420

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By Mail
Capital City Bank
PO BOX 1433
Topeka, KS 66601-1433

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