Capital City Bank offers a wide range of financing solutions for those times in your life – and those things in your life – that require extra cash. Whether you are buying a car, improving your home, consolidating debt, or sending a child to college, we've got a loan that works for you. At Capital City Bank you'll find more than just competitive rates and flexible terms. You’ll find a willingness to adapt our loans to your situation.
Home Equity Lines of Credit
A Capital City Bank Home Equity Line of Credit makes borrowing as easy as writing a check. It gives you the flexibility of being in control of your assets, your cash, and your repayment plan. A Capital City Bank Home Equity Line of Credit is a great financial tool that offers:
- Interest paid only on the amount you borrow
- Tax deductibility of interest*
- Variable rate of interest
- Line of credit accessed by writing a check or using a debit card
- Terms up to 10 years
- No prepayment penalty
- Fast approval
*Consult a tax advisor regarding tax deductibility of interest.
Fixed-Rate Consumer Loans
Capital City Bank Consumer Loans allow you to select the type of loan that best meets your financial needs. We offer competitive fixed-rate loans, a variety of repayment terms and low monthly payments. Capital City Bank provides loans for nearly any purpose, including:
- Auto Loans (New and Used)
- Boat Loans (New and Used)
- RV Loans (New and Used)
- Motorcycle Loans
- Personal Loans
Contact Us for additional information.